Jun Yoo

Published by admin on February 7, 2025February 7, 2025

Jun Yoo is a fourth-year Ph.D. student in Economics at CUNY’s Graduate Center and a graduate teaching fellow at Queens College. His courses integrate case studies on small business credit challenges, emphasizing China’s economic landscape—notable for its evolving credit markets and policy innovations in small business financing. Jun’s research examines small business lending, analyzing how credit demand intersects with market competition, regulatory frameworks, and financial inclusion. He investigates barriers to loan accessibility, such as collateral constraints, information gaps, and interest rate sensitivity, while exploring how Fintech and digital platforms—particularly in China—transform access to capital. By studying China’s blend of state policies and private-sector innovation, he aims to inform global solutions for equitable credit ecosystems. Through the CACI fellowship, Jun seeks to deepen his expertise in China’s Fintech-driven credit models and their implications for small businesses. This experience will enrich his teaching with practical insights into small business finance while advancing cross-disciplinary research on credit demand dynamics, ultimately fostering collaborations that address real-world financial challenges.